Rates .................................................................................


SHARE RATES CERTIFICATE RATES LOAN RATES FEE SCHEDULE

Effective as of: 11/1/2018
New Autos-as low asTier 1 710 Tier 2 680-709Tier 3 660-679Tier 4 620-659
Up to 48 months2.24%*2.94%*4.14%*5.24%*
49-60 months2.64%*3.24%*4.54%*5.64%*
61-72 months3.04%*4.04%*5.04%*6.54%*
Used Autos-as low as710680-709660-679620-659
2018-16 -Up to 60 months2.74%*3.54%*4.64%*5.74%*
2018-16 -61-72 months3.44%*4.24%*5.24%*6.64%*
2015-14 - Up to 66 months3.84%*4.74%*5.74%*7.04%*
2013-12 - Up to 54 months4.24%*4.94%*6.24%*7.24%*
2011-10 - Up to 48 months4.74%*5.24%*6.54%*7.74%*
09 or older - Up to 36 months5.24%*5.74%*7.14%*8.25%*
Minimum credit score for applicant is 620. Add 1.0 basis points if lower score approved.
Maximum mileage for used vehicles is 90,000. Add .50 basis if higher mileage approved.
Possible extended term of up to 6 months---add .50 basis points. Not to exceed 72 months.
Share Secured LoansAPR-as low as
100% share secured3.25%
75% share secured4.25%
50% share secured5.25%
Share Certificate secured2.00% over certicate rate
Home Equity LoansAPR*-as low as
0 - 60 months4.750%
61 - 90 months5.000%
91 - 120 months5.250%
*APR (Annual Percentage Rate) Minimum loan amount is $5,000 Check with credit union for rates. Loan rates are based on credit worthiness of applicants and may vary from those above. Pay $183.55 for every $10,000 borrowed at 4.00% for 60 months. Examle for illustration purposes only. Consult a tax advisor regarding the deductibility of interest. (fixed-rate, closed-end)
Home Equity Line of CreditAPR**-as low as
variable-rate, open-end5.030%
**APR (Annual Percentage Rate) This is a variable rate line of credit loan based on the 6 month Treasury Bill Rate plus 3.00% margin. The annual percentage rate can change on the first day of January and July each year. The minimum payment is $50.00, rounded to the nearest $1.00. The maximum APR on Home Equity Line of Credit (HELOC) is 18.00%. After you obtain the first advance, the minimum amount of each subsequent advance is $1,000.00.
First MortgagesAPR*-as low as
0-120 months4.250%
121-180 months4.250%
APR (Annual Percentage Rate) Minimum loan amount is $5,000 Check with credit union for rates. Loan rates are based on credit worthiness of applicants and may vary from those above. Pay $98.60 for every $10,000 borrowed at 3.50% for 120 months. Example for illustration purposes only. Consult a tax advisor regarding the deductibility of interest. (fixed-rate, no points, no application fee)
*APR (Annual Percentage Rate)
Rates subject to change without notice. Contact the credit union to confirm current rates and terms


Calculators .................................................................................

The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.


 

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